Northrim BanCorp (NASDAQ:NRIM) vs. Catalyst Bancorp (NASDAQ:CLST) Critical Contrast


Catalyst Bancorp (NASDAQ:CLST – Get Rating) and Northrim BanCorp (NASDAQ:NRIM – Get Rating) are both small cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their profitability, risk, earnings, valuation, analyst recommendations, dividends and institutional ownership.

Valuation and benefits

This chart compares the revenue, earnings per share (EPS), and valuation of Catalyst Bancorp and Northrim BanCorp.

Gross revenue Price/sales ratio Net revenue Earnings per share Price/earnings ratio
Bancorp Catalyst $10.32 million 6.77 $1.93 million N / A N / A
Northrim BanCorp $136.87 million 1.75 $37.52 million $4.76 8.65

Northrim BanCorp has higher revenue and profit than Catalyst Bancorp.

Profitability

This table compares the net margins, return on equity and return on assets of Catalyst Bancorp and Northrim BanCorp.

Net margins Return on equity return on assets
Bancorp Catalyst 13.44% 1.72% 0.48%
Northrim BanCorp 22.72% 12.60% 1.10%

Analyst Recommendations

This is a summary of current recommendations and price targets for Catalyst Bancorp and Northrim BanCorp, as provided by MarketBeat.com.

Sales Ratings Hold odds Buy reviews Strong buy odds Rating
Bancorp Catalyst 0 0 0 0 N / A
Northrim BanCorp 0 0 1 0 3.00

Insider and Institutional Ownership

13.5% of Catalyst Bancorp shares are held by institutional investors. By comparison, 69.5% of Northrim BanCorp’s shares are held by institutional investors. 3.6% of Catalyst Bancorp shares are held by insiders of the company. By comparison, 3.5% of Northrim BanCorp’s stock is held by insiders of the company. Strong institutional ownership indicates that hedge funds, endowments, and large fund managers believe a stock is poised for long-term growth.

Summary

Northrim BanCorp beats Catalyst Bancorp on 7 out of 9 factors compared between the two stocks.

About Catalyst Bancorp

(Get a rating)

Catalyst Bancorp, Inc. operates as a holding company for St. Landry Homestead Federal Savings Bank which provides banking products and services in the Acadiana region of south central Louisiana. The Company accepts various deposit products including savings accounts, current and NOW accounts, money market accounts and certificates of deposit. It also offers residential mortgages for one to four families, commercial real estate loans and multi-family residential loans, construction and land, commercial and industrial and consumer loans. In addition, the Company invests in various types of securities, including mortgage-backed securities, US Treasury bonds, securities of various federal agencies and state and municipal governments, certificates of deposit with banks and savings institutions insured by the federal government and federal funds. It operates through six full-service branches located in Carencro, Eunice, Lafayette, Opelousas and Port Barre. The company was founded in 1922 and is based in Opelousas, Louisiana.

About Northrim BanCorp

(Get a rating)

Northrim BanCorp, Inc. operates as a bank holding company for Northrim Bank which provides commercial banking products and services to businesses and professionals. It operates in two segments, Community Banking and Home Mortgage Lending. The Company offers non-interest bearing checking accounts and interest bearing term deposits, checking and savings accounts, individual retirement and money market accounts, certificates of deposit and business transfer accounts. It also offers short and medium-term commercial loans, commercial lines of credit, construction and real estate loans, consumer loans, as well as short-term working capital. In addition, the Company offers other services including online banking for individuals and businesses, mobile applications and mobile deposits; and debit and credit cards. Additionally, it provides web and mobile text banking, consumer online account opening, personal finance, online documents, consumer debit cards, business debit cards, my card rewards Consumer Debit, Retail Vault, Card Check, Corporate Employee Purchasing Cards, Home Equity Advantage. access cards, telebanking and ATM services. In addition, the company offers personalized checks at account opening, overdraft protection from a savings account, commercial banking services, automatic transfers and payments, People Pay, external transfer, Bill Pay , Wire Transfer, Payroll Direct Deposit, Electronic Tax Payment, Automated Clearing House Origination and Receipt, Remote Deposit Capture, Account Reconciliation and Positive Payout, Merchant, Cash Management, Annuity, and Cash Management Products and Services long-term investment portfolio. It also provides investment advisory, trust, wealth management, factoring and mortgage brokerage services. As of January 28, 2022, the company operated 17 branches in Anchorage, Matanuska Valley, Soldotna, Juneau, Fairbanks, Ketchikan and Sitka. Northrim BanCorp, Inc. was founded in 1990 and is headquartered in Anchorage, Alaska.



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