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united states

What is a payday loan?

What is a payday loan?payday loans are generally short-term unsecured loans characterized by high interest rates that generally do not require a credit check.Although there is no exact and universal definition of the term, the US…

Average Small Business Loan Size

Owning a business can be expensive and unexpected expenses tend to arise. For small business owners who need additional funds, small business loans could be a great option. There are many factors to consider when choosing a small…

Neobank XTM Launches Visa Debit Card

Neobank XTM announced on Thursday January 27 that it has signed a partnership agreement with Visa that will see the payments giant launch a debit card for XTM's Today program. Based in Miami and Toronto, XTM says it helps businesses and…

Average Credit Scores by Race

A study of average credit scores for different racial groups shows substantial disparities, with Hispanics scoring at the national average and the average black score falling well below that level. Meanwhile, White and Asian…

What do SMEs want from their banks?

Most American businesses are smaller firms, employing nearly half of all American workers, according to the Small Business Administration. Even the COVID pandemic - and the resulting economic decline - was not powerful enough to stop these…